“My willingness to buy crap increases with the amount of hard-earned cash I have available.”

I’m calling it Jayne’s Law, and I’m expecting a call from the Nobel committee any day now. It is my greatest contribution to mankind thus far. You’re welcome.

Seriously, this never ceases to boggle my tiny little mind. Even when my boyfriend and I were both working full-time and earning six figures between us, the balance in our savings account never shifted. Not a bit. Every hour I spend at a desk is, invariably, an hour’s pay I feel compelled to spend on shoes or handbags or a cheeky croissant for lunch.

So this goal isn’t about saving $10,000 or $1,000 or tomorrow’s bus fare. It’s about consistently putting aside an amount. Every. Single. Week. Even if it’s just ten dollars to begin with. 

I actually have made a start on this - we sat down and listed every little thing in our weekly budget. So far I’ve downgraded our health insurance (for reasons unbeknownst to me, I was paying for obstetric coverage), switched to a cheaper phone provider,  and this weekend we’re setting up a joint account to cut down on our bank fees. We’re planning to cook from scratch more often (read: “at all”) and find a cheaper electricity provider.

We’re also developing a machine that will transport us to next financial year so I can collect my tax return already. If we can steal Doctor Who’s Tardis that would be particularly helpful, so do let me know if you see it hanging about. Ta.